Work With Our Team

Producing Manager
NMLS#328096

"Open the door for your clients to experience a home loan that will exceed their expectations!"

Outside Mortgage Loan Originator
Team Leader
NMLS#370977

"Our Best Ability is Our Flexibility!"

Outside Mortgage Loan Originator
Team Leader

NMLS#1928593

© 2020 First Savings Bank All rights reserved | NMLS# 411341
9495 SW 72nd Street Suite B-160 Miami, FL 33173

?

?

*Acknowledgement Each of the online borrowers hereby acknowledges that any owner of the loan, its servicers, successors and assign, may verify or reverify any information contained in this application or obtain any information or data relating to the Loan, for any legitimate purpose through any source, including a sourced named in this application or a consumer reporting agency.

APPLY FOR A MORTGAGE LOAN

Use Our Online Mortgage Calculators To Instantly Calculate Your Mortgage Payments and Mortgage Rates on a Variety of mortgage loans and refinance loan scenarios. Then apply instantly via the form below to shop your loan to over 120 lenders and get the best rates possible!

Calculate Mortgage Loan Payments

Calculate Refinance Mortgage Payments

Calculate Mortgage Interest Rates

Apply for a Mortgage Loan

WELCOME TO THE BEST MORTGAGE CALCULATOR ONLINE

APPLY NOW FOR MORTGAGE OR REFINANCE

There are a few simple steps that are required for all conventional mortgage loans, from first time homebuyers to seasoned real estate investors, the process is equal and regulated for all. Conventional mortgages are typically mortgages that are backed by one of two major quasi goverment entities that esentialy insure all mortgages for lenders and consumers alike. These entities are Fannie Mae and Freddie Mac, which help facilitate the purchase and guarantee mortgages for millions of Americans. Because these loans are guaranteed by these government backed entities, conventional loans typically offer the best interest rates and loan terms of any loans. The first step in home purchase or refinancing a home is typically as outlined below. Once you begin the process your local Mortgage Loan Officer and Lender will take control and guide you through the process as required by law.

10 Simple Steps to Apply for a Conventional Mortgage Loan

  1. Use Our Online Mortgage Calculators to Calculate Approximate Payments You Can Obtain
  2. Once You Are Ready to Apply for a Mortgage or Refinance Visit our Mortgage Partners
  3. Gather Your Documents and Prepare to Finalize Your Application
  4. Submit Your Loan Application
  5. Upload Documents to Your Mortgage Lender
  6. Sign Your Initial Loan Disclosure Detailing Interest Rates, APR, Monthly Payment and Closing Costs
  7. Work With Your Mortgage Loan Officer by Providing All Necessary Documents in Timely Manner
  8. Receive Conditional Approval From Lender - This Means Your Mortgage Loan is Tentatively Approved Pending Final Conditions
  9. Submit Final Conditions to Mortgage Loan Officer
  10. Receive Your Clear to Close on Your Mortgage Loan!

HOW TO GET A MORTGAGE LOAN

READY FOR A MORTGAGE QUOTE? APPLY NOW

  • GLORIA HOYOS
  • Broker: CQ1060339
  • (786)321-0393
  • gloriahoyos@themiamirealestateagency.com